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Ban on credit and debit card surcharges - Crowther Image

Ban on credit and debit card surcharges


From 13 January UK businesses will no longer be allowed to charge consumers extra for paying by credit or debit cards for goods or services both online and instore.

The Treasury announced that the ban will help to promote “fairness and transparency”.

However, people are wary that the ban will result in price increases, minimum spend limits or even cards being refused by retailers.

The Federation of Small Businesses has warned that “many small firms will struggle to absorb the costs associated with card payments”.

Companies are finding ways around the new ban by introducing service fees or booking fees which is allowable as long as the fees apply no matter which method of payment the consumer uses.

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